The Financial Side of Personal Development

Would you agree that personal finances play a major role in how many people act, or react, to each other? This thought was sparked by an article I recently read, “IRS Chief warns of refund delays, poor customer service this tax year.” I started thinking of all the people, I know, who depend on their refund check to “catch up” on the bills.

on top of money

You know… the bills they didn’t pay in December because they used that money to buy Christmas presents. Trust me, I’m not judging, but to run your household like that… bad, bad idea.

Oh, you don’t know anyone who would do that? That’s what you think!

January is the #1 month for eviction and foreclosure filings, in the U.S. Don’t just think of the people you know who are renters. The “catch up” mindset is widespread among homeowners, too. What would it take to make people shift their attitude from “catch up” to “save up”? More money is not the answer?

In exploring what aspects of one’s personal life could be a bit more developed, I realized that I didn’t really cover the financial side of personal development. I should have made this, Part 4 of the Personal Development series I wrote a few months back. You can catch up on this series by clicking the following links and tell me what you think:

  1. Personal Development – The Physical Side, Part 1 of 3
  2. Personal Development – The Mental Side, Part 2 of 3
  3. Personal Development – The Spiritual Side – Part 3 of 3

I, myself, grew up in a financially-strained, single parent household. Thankfully, I grew up in NYC, the city where “hustling” came second-nature. Babysitting, puppy-sitting… you name it, we could do it. I started working at 12 years old, and haven’t stopped yet! I have vivid memories of growing up so broke, that I looked up to my friends in the projects. Yeah, it was that bad!


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